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ERS Coporate Life Division

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Hello ERS representive:

You are invited to participate in our survey, The Value Of ERSLife. In this survey, we are asking every representative in your location to complete this survey that asks questions about the ERSlife Division. It will take approximately 5-7 minutes to complete the questionnaire.

Your participation in this survey would be very helpful in helping with the direction of our division. There are no foreseeable risks associated with this survey. However, if you feel uncomfortable answering any questions, you can withdraw from the survey at any point. It is very important for us to learn your opinions and how ERS Corporate can best serve your personal and business needs.

Your survey responses will be strictly confidential and data from this research will be reported only in the aggregate. Your information will be coded and will remain confidential. If you have questions at any time about the survey or the procedures, you may contact Val Mikesell of the ERSLife Advisory Group at 425.896.4366 or by email at the email address specified below.

Thank you very much for your time and support. Please start with the survey now by clicking on the Continue button below.
 
 
 
 
* First Name : 
* Last Name : 
* Phone : 
* Email Address : 
 
 
 
How long have you been with ERS?
 
1. Less than 1 year
 
2. 1-3 years
 
3. More than 3 years
 
 
 
Are you aware that ERS has a retirement and life division?
 
1. Yes
 
2. No
 
3. Wasn't sure
 
 
 
What do you know that you can say about the ERSLife Division?
 
1. I didn't know we had a retirement and life division. I really don't know anything about it.
 
2. I am aware we have a life division but I can't say I know what services and products are offered.
 
3. I have seen some webinars and have had conversations with individuals and have a basic understanding but should probably know more.
 
4. I actually have representatives in that division on my team and do business myself with that division.
 
 
 
ERS corporate emphasizes the strength of using the 3X3 marketing and compensation plan. What statement below best describes your thoughts and participation with the ERSLife division.
 
I really have no interest in working with that division
 
I know that there is a profit structure that I could take advantage of but never really took the time to understand it
 
I have a good understanding of it but never implemented. It would be good that I learn how I can do that now.
 
I am currently participating in it but I am not really maximizing it like I should.
 
I am very involved in it and see it as an very important piece to my overall future business and profitability.
 
 
 
Do you see the potential of having ERSLife working with your book of business and if so, what statement below best describes your viewpoint?
 
1. I would rather not deal with that part in my book of business.
 
2. It is likely that many of my customers could use that kind of service but I am not aware of who I would work with and what that process would like like.
 
3. I know our ERSLife products and services are outstanding and we need to implement it in my business.
 
4. I currently work with an ERSLife representative to offer these services to my customer base.
 
 
 
If ERSLife specializes in Living Benefit life and retirement policies. What statement below would best describes your understanding of what that term means?
 
1. I haven't got a clue
 
2. It provides benefits to the living surviving members.
 
3. it would be better that someone explain to me what that means.
 
Other
 
 
 
 
When it comes to our own retirement dollars that we plan to live on, is it better to have taxable retirement or non-taxable retirement dollars to live off of?
 
1. Non-taxable
 
2. Taxable
 
3. Both
 
4. Not sure
 
 
 
When it comes to federal income taxes, which answer below best describes your feelings about what will happen to federal income tax rates in the future.
 
1. Our country will finally control its spending and reduce entitilements thereby our taxes will go down.
 
2. Our country is in good shape. There is no need to expect that our tax rates will change either way.
 
3. Our country can't control its spending and I am afraid that federal income tax rates are going to go up and if that happens, all tax deferred plans like IRA's and 401k plans will be affected.
 
Other
 
 
 
 
Current studies show that only 62% of all Americans have life insurance and only 46% own an individual policy and 85% admit they are not adequately insured. What statement best states your thoughts.
 
1. I am not concerned either for me or my family, friends or customers.
 
2. I would hate to see anything bad happen to my friends and customers and find out that a financial hardship would also follow. I would like to do something about that.
 
3. I am not only concerned for my friends and customers but also for my own family. I personally need to address it myself.
 
Other
 
 
 
 
Current studies show that 70% of all people in the U.S. will experience a significant health challenge such as a heart attack, stroke or cancer before reaching age 65 which lead to the number one cause of bankruptcy. What statement below best describes your feelings towards that.
 
1. I have no worries.
 
2. I have seen it in my own family and my community. I would like to help them if I could.
 
3. I seen in my community and family but I am also concerned personally and I am not planned for that event.
 
4. An even like that would devastate me and my family and I need to speak with someone to plan properly.
 
 
 
Studies show today that 95 out of 100 people will be either dead or dead broke and be dependent on family, friends, charity and government . Many will still have to work work for the rest of their lives because they simply didn't save enough or set up proper strategies . What statement below best describes your personal feelings towards this.
 
1. I'm in great shape. I am going to have a great retirement.
 
2. It's looking like its heading in the right direction but another opinion wouldn't hurt. The same could be said for my customers and friends.
 
3. It's been a concern and I am afraid I not getting to where I need to be and I have heard the same things from my friends and customers.
 
4. My house is on fire and I know if I don't do something, I am going to be in severe trouble.
 
 
 
ERS corporate is concerned for you and we care about the growth of your business and your personal well being. When it comes to ERS either helping you develop out another new branch of business in your office or address some of your own personal needs, what statement below best describes your desire.
 
1. I'm in good shape and I would rather not have anyone from ERS corporate or ERSLife approach me.
 
2. I believe I may be missing some opportunities for the growth in my business and it would be good to have that talk.
 
3. I'm not sure if anyone can help me with either my business or my personal concerns but I would still like to have that discussion.
 
4. There really isn't anything that could or should be done but I appreciate my corporate office reaching out to me.
 
Other
 
 
 
 
If you are willing to have a conversation from the ERSLife division whether on a business level to implement the ERSLife portion of the ERS marketing platform or address your own personal needs, which statement below best describes how you want to approach it.
 
1. I would prefer a representative from corporate to visit with me.
 
2. I prefer a phone call to discuss it first.
 
3. I would only do this by email at first.
 
4. I would rather not have any contact from anyone.
 
Other
 
 
For follow up questions, you may email Val Mikesell, Chairman of the ERSLife advisory group at [email protected]