Financial re-establishment (debt free)

* What bank account facilities do you currently have?

A basic bank account with debit card only

A current account with an overdraft facility and debit card

A premium bank account, where you pay monthly fee and have additional benefits such as travel insurance

* To what extent are you budgeting for everyday household bills and expenses?

I always budget, every month, for my everyday household bills and expenses

I sometimes budget for my everyday household bills and expenses

I never budget for everyday household bills and expenses

* Are you still managing to live within your means?

I always live within my means every month and never spend over my monthly budget

I sometimes live within my means but occasionally go over my monthly budget

I am struggling to manage and live within my means

* Have you applied for credit since you became debt free?

Yes

No

* To what extent is being able to apply for credit in the future important to you?

Not important

Quite important

Very important

* What types of credit have you applied for? (Tick all that apply)

What was the reason/s you needed credit?

* Did you find it easy to get credit or did you apply several times before you were successful?

I applied once as my first application was successful

I applied more than once until I was successful

I have always been declined credit

I haven’t tried to get credit

* Are you managing to repay your credit comfortably?

Yes I can repay my new credit very comfortably

I manage to repay my credit as long as I stick to my monthly budget

No I cannot afford to repay my new credit and I need some advice

* Are you saving money regularly?

Yes

No

* How do you save money?

I always put money in my savings account every month, such as a regular standing order

I sometimes put money in my savings account when I feel I have extra money to do it.

I rarely put money in my savings account, such as when I get a bonus or gifts

Other, please comment

* What are you saving for? (Tick all that apply)

Short term saving for example, treats, holidays, a new car

Rainy day, emergencies

Saving for annual bills such as car tax and car spares

Long term savings for example, a pension

A deposit for a mortgage

Other, please comment

What extent would the following advice have been helpful to you after you became debt free?

What is the likelihood of you using these services if we had them available to you when you became debt free?

* Do you participate in online forums or chats?

Yes

No

* Thinking about when you were on a DMP, to what extent would an area on our website have been useful to you, where you could exchange money saving hints and tips, share worries and gain mutual support from other people also going through the same experiences as you?

Very useful

Quite useful

Not useful

* What is the likelihood of you using an area on our website where you could exchange money saving hints and tips, share worries and gain mutual support from other people also going through the same experiences as you?

Very likely

Quite likely

Not likely