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Online Banking Security

 
 
Thank you for participating in this Online Banking Security survey. The short survey will take no more than 5 minutes to complete.

To protect the privacy of your responses, the published results will only reference aggregate survey responses. No personally identifiable information about you or your financial institution will be required, and your individual responses will be confidential.

Upon completion of the survey, participants can opt in to receive a copy of the survey results and be entered in a drawing to win an iPod Touch.

This survey is ONLY for banking and financial services professionals. Click the Next button below to start the survey.
 
 
 
* How large is your financial institution?
 
Less Than $1 Billion In Assets
 
$1-$5 Billion In Assets
 
$5-$10 Billion In Assets
 
$10-$25 Billion In Assets
 
More Than $25 Billion In Assets
 
 
 
* What best describes your area of responsibility?
 
Information Technology
 
Risk Management
 
Compliance
 
Operations (Corporate/Branch)
 
Finance/Accounting
 
Product/Business Unit Management
 
Lending
 
Project Management
 
Sales/Marketing
 
Executive Management
 
 
 
* What best describes your role?
 
Staff Member
 
Manager/Director
 
Senior Management (C-Level/VP)
 
 
 
* What do you consider to be the greatest threat to online banking today?
 
Other Malware-Based Attacks
 
Real-Time Attacks from Online Banking Trojans (ZeuS, Clampi, etc)
 
Password Phishing / Pharming
 
Keystroke Loggers
 
Other (Please Specify)
 
 
 
How has the frequency of these threats changed over the last 12 months?
Increased Stayed The Same Decreased
* Real-Time Attacks from Online Banking Trojans (ZeuS, Clampi, etc)
* Password Phishing / Pharming
* Keystroke Loggers
* Other Malware-Based Attacks
 
 
 
* Have your online banking customers been the victim of malware targeting online banking (ZeuS, Clampi, etc)?
 
Yes
 
No
 
Don't Know
 
 
 
* Rank the following threats in order of how prevalent they are at your institution? Mark 1 for the most prevalent and 4 for the least prevalent.
Password Phishing / Pharming
Real-Time Attacks from Online Banking Trojans (ZeuS, Clampi, etc)
Other Malware-Based Attacks
Keystroke Loggers
 
 
 
* How would you rate the overall security of your institution’s online banking?
 
1 - Extremely Secure
 
2 - Very Secure
 
3 - Moderately Secure
 
4 - Somewhat Secure
 
5 - Not At All Secure
 
 
 
* Are you concerned that customers might switch to another bank that offers better online security?
 
Yes
 
No
 
 
Rate the following aspects of online banking on how vulerable they are to attack.
Extremely Vulnerable Very Vulnerable Moderately Vulnerable Somewhat Vulnerable Not At All Vulnerable
* Access to View Account Information
* Payroll Payments
* New Account Enrollment
* Access to Change Account Information
* Password Resets
* Bill Pay
* ACH/Wire Transfers
 
 
What counter measures do you have in place today or are planning to implement to prevent online banking fraud?
Using Today Planning to Use in Next 12 Months NA
* One-Time-Passcodes Via a Text Message
* Software Tokens (One-Time-Passcodes)
* Out-of-Band Phone Calls
* Biometrics (Voice or Other)
* Security Questions
* Device ID/Geolocation
* Fraud Scoring
* Transaction Verification / Signing
* Hardware Tokens (One-Time-Passcodes)
* Chip and PIN
* User Certificates
 
 
 
* Do you feel these security measures provide sufficient protection for account holders?
 
Yes
 
No
 
Don't Know
 
 
 
* Do you think that one-time-passcodes protect against attacks from ZeuS?
 
Yes
 
No
 
Don't Know
 
 
To what extent are the following factors driving your investment in online banking security products/services?
Extremely Impactful Very Impactful Moderately Impactful Somewhat Impactful Not At All Impactful
* Impact on Institution’s Reputation
* Fraud Losses
* Customer Demand
* Regulatory Requirements
 
 
 
* How concerned are your customers about online banking fraud?
 
Extremely Concerned
 
Very Concerned
 
Moderately Concerned
 
Somewhat Concerned
 
Not At All Concerned
 
 
 
* How have customers’ level of concern about online banking fraud changed over the last 12 months?
 
Customer Concern Has Increased
 
Customer Concern Has Decreased
 
No Change
 
 
 
* Do you think security can be leveraged as a benefit to build customer loyalty and/or acquire new customers?
 
Yes
 
No
 
Maybe
 
 
 
To enter a drawing to win a free iPod Touch and receive a copy of the survey results when they become available, please provide your email address (optional). If you prefer not to provide your email here, you can do so by sending an email to [email protected] with the subject line "Online Banking Survey Entry".
   
 
 
 
Please provide any other comments on online banking security.
   
 
 
 
Thank you for participating in this Online Banking Security survey sponsored by PhoneFactor.

If you have provided an email address, a copy of the survey results will be sent to you when they are published later this year. The winner of the iPod Touch will be notified by November 30, 2010.
 
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